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Tag Archives: premiums

New Law Reduces Ownership Requirement for Coverage Exemption

A new law taking effect this year aims to ease the confusion caused by the implementation of new rules that define what constitutes an owner or officer who is exempt from having to carry workers’ comp coverage. The new law, which was in the form of SB 189, last year once again changed the definition […]

Individual Mandate Repeal Could Spur Interest in Short-Term Plans

One of the likely consequences of the repeal of the Affordable Care Act individual mandate under the tax overhaul that President Trump signed into law right before Christmas is a migration to short-term health plans. These plans are essentially low-cost, low-coverage plans that do not comply with the ACA’s protections and benefits. They are not […]

Commercial Rates Climb in Wake of Higher Claims Costs, Catastrophes

There is a confluence of factors affecting insurance rates going into 2018 that are pushing premiums higher in a number of commercial lines policies, including auto, liability and property. Increasing claims costs in commercial auto are at the top of the list, largely due to a spike in distracted driving accidents, injuries, deaths and higher […]

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