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Individual Mandate Repeal Could Spur Interest in Short-Term Plans

One of the likely consequences of the repeal of the Affordable Care Act individual mandate under the tax overhaul that President Trump signed into law right before Christmas is a migration to short-term health plans. These plans are essentially low-cost, low-coverage plans that do not comply with the ACA’s protections and benefits. They are not […]

Business Interruption Increasingly Key Part of Cyber Insurance

As the full threat of hacking and cyber attacks takes hold, cyber insurance policies are evolving so that the primary focus is on business interruption coverage. When these policies first hit the market, they were mostly focused on covering the costs of notifying individuals whose personal data or credit card information may have been exposed, […]

Top 10 Laws, Regulations and Trends for 2018

Last week we brought you the first five laws, trends and regulations that will affect businesses in 2018. This is part with the remaining five.   Silica rules Cal/OSHA began enforcing its new silica rules on Sept. 23, 2017 for the construction industry, and now the rules are in full effect for contractors and general […]

Top 10 Laws, Regulations and Trends for 2018

In this article, we focus on the top 10 laws, regulations and trends going into 2018 that employers need to be aware of.   New Parent Leave Act Effective Jan. 1, 2018, employers in California with 20 or more workers will be required to provide eligible employees with 12 weeks of unpaid, job-protected leave to […]

Commercial Rates Climb in Wake of Higher Claims Costs, Catastrophes

There is a confluence of factors affecting insurance rates going into 2018 that are pushing premiums higher in a number of commercial lines policies, including auto, liability and property. Increasing claims costs in commercial auto are at the top of the list, largely due to a spike in distracted driving accidents, injuries, deaths and higher […]

Are Sleepy Workers Damaging Your Business’s Health?

In June 2014, a truck driver from Georgia drove 800 miles from his home to his Delaware workplace. Without stopping to rest, he then got behind the wheel of a Wal-Mart tractor trailer and headed north. He rear-ended a limousine bus on the New Jersey turnpike, starting a chain-reaction crash involving six vehicles and 21 […]

How to Reduce Your Employees’ Stress During Holidays

The holiday season can bring a combination of fun and excitement as well as stress and anxiety for your staff. While the majority of workers enjoy December as it brings more cheer to the office, as well as goodies from vendors and maybe even a company party, not everyone feels the same. A recent study […]

When Injuries at Work Don’t Equal Workers’ Comp

While injuries and deaths that occur while someone is carrying out their work on behalf of their employer are compensated by workers’ comp coverage, not all workplace injuries or deaths are compensable, as a recent court case shows. In the case, a heating and air conditioning technician died of a heart attack while working in […]

After the Grenfell Tower Fire: What Building Owners Can Do to Improve Fire Safety

A massive London apartment fire that killed at least 80 people last June is causing landlords to reassess fire risk and potential liability. Officials trace the likely genesis of the Grenfell Tower fire to a faulty refrigerator. But the use of Reynobond PE, an exterior building cladding made by Pittsburgh-based Arconic, Inc., may have contributed […]

Keeping it Safe, and Limiting Liability During Holidays

With year-end festivities about to begin, you should include safety into your holiday plans, be that if you are simply decorating the office or throwing a holiday/year-end party for your staff. Since the holiday season or your party is only once a year, it’s easy to overlook safety even though you already incorporate it into […]

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